Terms of Service

Who we are

Platinum Life LLC is a licensed insurance brokerage. We help consumers explore insurance products such as mortgage protection and related coverage, and we recruit and support licensed insurance agents.

Eligibility and acceptable use

You must be at least 18 years old to use our services. You agree to provide accurate information, to use the services only for lawful purposes, and not to interfere with or attempt to gain unauthorized access to the site, its systems, or other users’ data.

Insurance services; no guarantee of coverage

Information on this site is for general informational purposes and is not an offer, solicitation, or binding quote in any state where we are not licensed. Submitting a form does not create an insurance policy or guarantee coverage or any particular rate. Coverage is subject to application, underwriting, and approval by the issuing insurance carrier.

We are licensed in a limited number of U.S. states. The current list of states in which we can serve you is shown on our quote form. If we are not yet licensed in your state, we may be able to become licensed; contact us to ask.

Communications and text messaging

By providing your contact information, you agree that we and our licensed agents may contact you by phone call, text message, and email, including about products and services. Text messaging is governed by the SMS terms in our Privacy Policy: message frequency varies, message and data rates may apply, consent is not a condition of purchase, and you can reply STOP to opt out or HELP for help at any time.

Intellectual property

The site, including its text, design, logos, and content, is owned by or licensed to Platinum Life and is protected by intellectual-property laws. You may not copy, reproduce, or distribute our content without our prior written permission.

Third-party links and services

Our services may link to or rely on third-party websites and tools, such as scheduling and messaging providers. We are not responsible for the content or practices of third parties, and their terms and privacy policies govern your use of their services.

Disclaimers

The services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the services will be uninterrupted, without errors, or secure.

Limitation of liability

To the fullest extent permitted by law, Platinum Life and its agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the services.

Indemnification

You agree to indemnify and hold Platinum Life harmless from any claims, losses, or expenses arising out of your use of the services or your violation of these Terms.

Governing law

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-laws rules. Any dispute will be resolved in the state or federal courts located in Arizona.

Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Your continued use of the services means you accept the updated Terms.

Contact us

Platinum Life LLC
2875 W Ray Rd, Suite 6-289, Chandler, AZ 85224
Phone: 602-384-7590
Email: admin@platinumlifebroker.com

See also our Privacy Policy.